The thought of losing your home due to foreclosure can be a devastating experience. If you've been late on payments or missed them altogether, foreclosure could be in your future. However, it doesn't have to be. There are varieties of steps you can take to prevent Thomasville Georgia foreclosures.

1. Contact your lender
In order to sort out the situation, you need to involve your lender as soon as possible so you can figure out the next plan of action and keep your home.

2. Set up a repayment plan
Usually, repaying your missed payments is the start of fixing the problem; that's why contacting the lender is so important. Depending on what you work out, your repayment costs may only be a little bit more than the cost of your current mortgage.

3. Try to get forbearance
Depending on your specific situation, you may be able to put your loan in forbearance. This means, you could be allowed to make smaller payments or you could be free from payments altogether for about a year.

4. Modify your loan
This is also known as a loan modification. The plan involves reducing your interest rate, resulting in cheaper payments. This can help you get back on track and avoid Thomasville Georgia foreclosures.

5. Refinance Sell your home

Refinancing your loan could also result in a lower interest rate, therefore, helping you keep your home. For example, if you have an adjustable rate mortgage that keeps going up each year, refinancing to a fixed-rate loan would be tremendously helpful.

6. Although this option is not ideal, it is better than foreclosure. When you sell your home, you have the chance to keep your credit score intact.

There are never any perfect choices when facing foreclosure. But before you think all is lost, examine your options.

If you need to sell your home as quickly as possible, give First Thomasville Realty a call at 229-226-6515. We have a proven track record for selling homes faster than the average Thomasville Georgia real estate agent.

Some pet owners love their pets like children and, if you’re one of them, you’ll be understandably concerned about choosing a Thomasville GA home for sale that your pet would be comfortable in. There are definite ways to make sure you get just that; here are just a few of them:

1. The features of the home are particularly important. Before you go shopping for a pet friendly house, make a list of things your pet likes. Also make a list of things your pet might destroy. For instance, many cat owners find their pets ripping up the carpet. A home with wood floors might be ideal. If you have a dog, it's probably important to have a fenced yard. Many things are easy to overlook, but you’ll be sure to consider them if you make a list first.

2. The home’s layout might be hard on your pet. If you have an older pet who has a hard time climbing stairs, a Thomasville GA home for sale with one story would be better than a two-story home. Low windows or window ledges are perfect for cats, as well as an out of sight place to store a litter box. In addition, remember your pet’s size. The larger the animal, the more yard or bigger space you might need.

3. The Home Owner Association (HOA) may not allow pets, and those that do allow pets usually have pet restrictions. Before deciding on a home, make sure that the HOA allows your particular pet. Don’t take it for granted! You may end up with severe penalties.

4. County and City code restrictions may also be an issue. Several cities also have restrictions on the number of pets, the species and the type. The pit bull ban is a very good example.

5. A pet friendly neighborhood is the best place for you and your pet. Look around the neighborhood and see if the neighbors are walking their dogs or have cats sleeping in windows. Consider if the way they seem to take care of their pets is similar to yours. If it isn’t, you might want to find another Thomasville GA home for sale.

If you’re looking for a home that’s perfect for you and your pet, First Thomasville Realty can help. Call us today at 229-226-6515 or email us at info@FTRealty.com for more information.

Buying a home can be a life-changing experience. Whether it's your first piece of Thomasville GA real estate or your third, take some time to assess all the ups and downs that are part of such an expensive purchase. Here are a few tips to help prevent negative emotions such as buyer's remorse from getting your down:

1. Do Your Research
One of the best ways to prevent home buyer's remorse is to conduct thorough research in the beginning. Know how much house you can afford. Consult a real estate professional and visit different neighborhoods. Check out school districts. Bottom line -- go over as many details as possible before putting down your hard-earned cash.

2. Be Honest With Yourself
Although you may love that charming 1920s Thomasville GA real estate fix-upper located in a great neighborhood, do some soul searching and be honest with yourself. If you know in your heart that to make yourself happy you'd need to do a complete remodel project, maybe you should keep searching. The reality is that you could wind up taking on more than you really want to.

3. Don't Look at Other Homes
Just like fashions, home designs can change over time. There will always be something newer, bigger, more contemporary – you name it! So if you continue to look at other homes long after you've made your purchase, you may never feel satisfied with your property.

4. Stop Asking for Opinions
Everyone's situation is different, especially when it comes to homes and decorating styles. And remember, you didn't buy the home to please everyone else. You bought it to please yourself. So if you're happy with your purchase, don't concern yourself with everyone else's opinions. They will just make you doubt your choice.

Before you start feeling remorseful and questioning your home buying decision, remember to focus on your original list of wants and needs. Remind yourself that you met the majority of your criteria when purchasing your Thomasville GA real estate. Be content. You're living in your dream home.

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